> ## Documentation Index
> Fetch the complete documentation index at: https://docs.deckr-ai.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Output Documents

> The lender-ready deliverables Deckr produces after the pipeline completes.

## What Deckr produces

After the pipeline completes, three primary documents are available in the workspace:

<Columns cols={3}>
  <Card title="Credit Memo" icon="file-text">
    Full narrative credit memorandum covering financials, risk, structure, covenants, and analyst commentary. Saved to `Deck/memo.md`.
  </Card>

  <Card title="Deal Sheet" icon="layout">
    One-page visual summary of loan terms, key metrics, and structure. Saved to `Deck/deckr.md`.
  </Card>

  <Card title="Governance Clearance" icon="shield-check">
    Regulatory compliance review from the Policy Agent. Saved to `Agent Notes/governance_clearance.md`.
  </Card>
</Columns>

## Credit Memorandum

The credit memo (`Deck/memo.md`) follows standard commercial banking format and includes:

* **Borrower Overview** — company profile, ownership, management
* **Loan Request** — amount, purpose, structure, use of proceeds
* **Financial Analysis** — three-year spreads, ratio analysis, trend commentary
* **Industry & Market** — sector overview, competitive position
* **Collateral** — description, valuation, lien position
* **Guarantor Analysis** — personal financial review
* **Risk Rating** — SLACR assessment with supporting rationale
* **Covenants** — recommended financial covenants
* **Recommendation** — approval conditions and structure

## Deal Sheet

The deal sheet (`Deck/deckr.md`) is a concise one-page summary designed for quick lender review, containing key metrics, proposed terms, and the risk rating.

## Governance Clearance

The governance clearance (`Agent Notes/governance_clearance.md`) documents the Policy Agent's regulatory review findings. It confirms compliance with applicable regulations or flags specific items requiring human review before submission.

<Note>Additional analytical output is saved to `Agent Notes/neural_slacr.md` and `SLACR/slacr.json` for detailed risk rating reference.</Note>

## Printing

Both the Credit Memo (**Memo** tab) and Deal Sheet (**Deckr** tab) are print-optimized. Use `Ctrl+P` / `Cmd+P` from the respective tab to print or save as PDF in portrait orientation.
